About Us

Our group is a team of cost-management specialists providing real solutions to significantly lower the cost of health insurance. We have been successful in maintaining or improving the benefit levels the members receive. We are a consulting firm with a team of experts which include: insurance consultants, cost control experts, medical professionals, and pharmacy benefit consultants who collectively, can provide a team approach for our solution based proposals. Our team performs detailed cost and utilization analysis, and provides a fact based proposal that will truly be unlike anything you have received from others working in the health insurance industry.

Albert Einstein said “The definition of insanity is doing the same thing over and over again and expecting different results.” Let’s talk and see if our methods will work for you too.

Bill J. Schmaltz

President & CEO

Bill  is the founder of The Einstein Consulting Group. He is a healthcare strategist and consultant focused on exposing and eliminating overspend so often found in employer-based healthcare plans, while delivering better quality employee benefits at a lower cost.  Bill’s interest in pharmacy cost management has led him to be an expert in his field.

After high school, Bill served in the United States Air Force and then went on to obtain his Bachelor of Science degree from Saint Louis University.

Following graduation, and his service in the Air Force, Bill began his career with Boeing Military Aerospace Company. His responsibilities included overseeing the cost of services contracted from British Aerospace and Rolls Royce Engines for the AV-8B Harrier.

Prior to starting the Einstein Consulting Group, he was a benefits consultant for a Fortune 500 payroll company. There he was responsible for consulting businesses on health care expenses, flex spending accounts, human resource matters, and 401(k) retirement plans.

When Bill isn’t working with clients on cost control strategies, his other interests include watching the St. Louis Cardinals, STL City Soccer, cycling, traveling, and spending time with his family and a bossy rescue rat terrier named Frito. Well, unless the game is on.

Jessica Schmaltz

Vice-President & Chief Nursing Advisor

Jessica Schmaltz is the Vice President of The Einstein Consulting Group. Jessica combines her experience as an Advanced Practice Registered Nurse with creative insurance and benefit solutions for her clients.

Jessica’s expertise in the medical field is crucial during our initial analytical process, and is beneficial again during consultations regarding medical claims appeals processes.

Jessica graduated with a Bachelors Degree from Webster University, and obtained her Masters and Post Masters Degrees in Nursing from Saint Louis University. Jessica is a practicing Family Nurse Practitioner, and a licensed insurance advisor for Health, Life and Disability.

When Jessica isn’t working, she enjoys spending time with her family, trying new restaurants, running in Forest Park, and watching documentaries.

Paul Seegert

Chief Growth Officer

After serving as a Russian intelligence analyst with the NSA, Paul worked for a national insurance company. Five years later, Paul left to fix healthcare and has consulted for thousands of employers.

He is a nationally recognized expert who speaks to employers and advisers. Paul regularly appears in the media to discuss healthcare related topics and his appearances have included Wharton Business Daily, ABC, NBC, CBS, FOX, Cheddar TV, Newsmax TV,  The Wall Street Journal and its nationally syndicated radio show and others.

He recently delivered the opening keynote at the Global Conference on Insurance and Finance in Las Vegas. The topic was, “Major changes in healthcare and health insurance in the US”. Paul is a father of five and a student pilot—so he can work and still be home for dinner.

Trevor Daer

Chief Pharmacy Officer

Trevor has spent his entire professional career in employee benefits, starting at one of the largest privately-held Third Party Administrators in 2009. After learning the ropes of self-insurance and risk-mitigation, he took over as the Director of Prescription Services in 2014 where he fueled the growth of a fledgling cost-plus mail order solution. During this time, he oversaw more than 100 PBM transitions from historically opaque and high-cost options to net-cost focused transparent pharmacy solutions. This experience and the positive results delivered to his customers (saving millions for plans and patients) led to a passion for helping educate others on the nuances that permeate today’s prescription benefit industry.

Trevor’s experience in self-insured health plans, community pharmacy, and mail-order operations provides a holistic view of pharmacy benefits, eliminating traditional silos that may reduce prescription costs, but increase medical spending or negatively impact patient care. In his spare time, he enjoys the Montana outdoors with his wife and four young children.

Robin Williams

Client Experience Manager

Robin joined the Einstein Consulting Team in 2016 and brought with her many years of experience as a benefits administrator for small businesses.  In addition, Robin has had the role of human resource specialist for both large and small businesses.  Robin’s history of plan administration and HR, along with great customer service skills make her a vital part of our team.