

About Us
Our group is a team of cost-management specialists providing real solutions to significantly lower the cost of health insurance. We have been successful in maintaining or improving the benefit levels the members receive. We are a consulting firm with a team of experts which include: insurance consultants, cost control experts, medical professionals, and pharmacy benefit consultants who collectively, can provide a team approach for our solution based proposals. Our team performs detailed cost and utilization analysis, and provides a fact based proposal that will truly be unlike anything you have received from others working in the health insurance industry.
Albert Einstein said “The definition of insanity is doing the same thing over and over again and expecting different results.” Let’s talk and see if our methods will work for you too.

Bill J. Schmaltz
Bill is the founder of The Einstein Consulting Group. He is a healthcare strategist and consultant focused on exposing and eliminating overspend so often found in employer-based healthcare plans, while delivering better quality employee benefits at a lower cost. Bill’s interest in pharmacy cost management has led him to be an expert in his field.
After high school, Bill served in the United States Air Force and then went on to obtain his Bachelor of Science degree from Saint Louis University.
Following graduation, and his service in the Air Force, Bill began his career with Boeing Military Aerospace Company. His responsibilities included overseeing the cost of services contracted from British Aerospace and Rolls Royce Engines for the AV-8B Harrier.
Prior to starting the Einstein Consulting Group, he was a benefits consultant for a Fortune 500 payroll company. There he was responsible for consulting businesses on health care expenses, flex spending accounts, human resource matters, and 401(k) retirement plans.
When Bill isn’t working with clients on cost control strategies, his other interests include watching the St. Louis Cardinals, cycling, traveling, and spending time with his wife, daughter, and two rescue rat terriers, Frito and Wrigley. Well, unless the Cardinals game is on.

Jessica Mancini
Jessica Mancini is the Vice President of The Einstein Consulting Group. Jessica combines her experience as an Advanced Practice Registered Nurse with creative insurance and benefit solutions for her clients.
Jessica’s expertise in the medical field is crucial during our initial analytical process, and is beneficial again during consultations regarding medical claims appeals processes.
Jessica graduated with a Bachelors Degree from Webster University, and obtained her Masters and Post Masters Degrees in Nursing from Saint Louis University. Jessica is a practicing Family Nurse Practitioner, and a licensed insurance advisor for Health, Life and Disability.
When Jessica isn’t working, she enjoys spending time with her family, trying new restaurants, running in Forest Park, and watching documentaries.

Robin Williams
Robin joined the Einstein Consulting Team in 2016 and brought with her many years of experience as a benefits administrator for small businesses. In addition, Robin has had the role of human resource specialist for both large and small businesses. Robin’s history of plan administration and HR, along with great customer service skills make her a vital part of our team.