Current Problem

Your traditional insurance agent arrives a few weeks prior to your annual renewal time to inform you that your premiums will be increasing again this year. Your agent, perhaps someone you have been working with for many years, provides you with the most common solutions, often only insurance solutions. They suggest you reduce the benefits the employees receive, increase the employees premium contribution amount, switch to another carrier, or perhaps all three. These solutions are all temporary fixes. Over time your costs will increase and your employees benefits may decrease. This is an endless cycle. The only way to address the problem is to enlist a company who will identify what causes your health insurance plans cost to escalate, and then to provide real solutions to address your specific problems.

Find the Solution with Einstein.


The Einstein Method will allow you to identify unique opportunities for improvement within your current health insurance program and put real solutions in place.

Our methods were developed to provide an analytical way to solve the health benefit dilemma. We provide results with The Einstein Method to help employers reduce their health care costs while maintaining or improving the level of benefits they are able to offer their employees.

The steps below help us determine if The Einstein Method will be beneficial to you.

  • Step 1: Initial telephone call to determine whether you are a candidate for The Einstein Method™

  • Step 2: First meeting – Introductions and information sharing meeting to gather more data and on your groups current situation. At this time we also provide greater detail on our process and results. We will begin to define the problems, and determine goals that you want to accomplish.

  • Step 3: Analyze data.

  • Step 4: Prepare proposal with alternatives for meeting your groups goals.

  • Step 5: Meeting to discuss proposal, share with you our tools and initial thoughts about the recommended steps for accomplishing your goals.