Resources · Books · Films · Tools

See how healthcare really works.

Two books, two documentaries, and a free chapter on prescription drug costs. The same questions we ask for clients, laid out for any business leader who wants to understand where the money goes.

Side Effects May Include: The Hidden Costs of Prescription Drugs book cover, featuring Bill Schmaltz

New book · Companion to the film

Side Effects May Include

The Hidden Costs of Prescription Drugs · Featuring Bill Schmaltz

The companion book to the documentary goes deeper than the film. It shows how pharmacy benefit managers came to control which drugs are covered, what employers are charged, what pharmacies are paid, and what patients pay at the counter. Then it lays out how employers take that control back.

Bill shares why he could no longer look away, alongside an employer action checklist, the questions to ask your PBM, and sample fiduciary contract clauses.

Fixing American Healthcare book cover, featuring Bill Schmaltz

The book

Fixing American Healthcare

Amazon #1 bestseller · Co-authored by Bill Schmaltz

Restoring trust in the U.S. healthcare system for patients, physicians, and payers. Bill and fellow NextGen Benefits advisers share the proven strategies companies across the country are using to turn their employee healthcare program into a competitive advantage: better care, for a much lower cost.

Free chapter · PDF “The Adverse Reaction” Bill's chapter on how prescription drugs are really priced, and what employers can do about it. Read it free ↗

The films

Two documentaries. No sugarcoating.

Produced by the people who've seen behind the curtain, for business leaders ready to take back control of their healthcare spend.

Documentary · 71 min · Produced by Bill Schmaltz

It's Not Personal, It's Just Healthcare

An eye-opening look at the misaligned incentives across the healthcare supply chain: why costs go up year after year, and how employers can make meaningful, lasting change while improving care for their people.

Documentary · 49 min · New

Side Effects May Include

A raw, unfiltered look at prescription drug pricing and the middlemen profiting from it. Featuring whistleblowers, pricing experts, and insurance professionals turned truth-tellers, it pulls back the curtain on PBMs, rebates, and side deals.

Documentary · 71 min

It's Not Personal, It's Just Healthcare

Tell us who you are and the full film unlocks right here.

Documentary · 49 min

Side Effects May Include

Tell us who you are and the full film unlocks right here.

From theory to your plan

Now see what's happening in your plan.

The books and films explain the system. The Health Plan MRI applies it to you: 21 questions, about 6 minutes, and a written report.