About ECG · St. Louis, Missouri

Consultants, not brokers.

Employers Consulting Group is an independent healthcare cost-strategy firm. We challenge the status quo, put transparency first, and stay accountable for the outcome, all year long.

  • 20+ yrshelping employers control healthcare costs
  • 20+ statescovered by our NextGen Benefits partner network
  • 1 book, 2 filmson fixing what's broken in American healthcare

Who we are

Helping employers fix healthcare, one plan at a time.

Our team brings together healthcare cost strategists, a practicing nurse practitioner, claims specialists, and pharmacy benefit experts. Together we take apart what your plan actually spends: pharmacy, claims, contracts, and fees.

Then we give you fact-based recommendations, not a stack of carrier quotes. The goal is always the same: lower costs for the organization and better, easier-to-use benefits for your people.

ECG Typical broker
What we manage The healthcare supply chain The carrier quote
When we show up All year At renewal
Whose side we're on Yours, with full transparency Often unclear

Already have a broker you like? We often work alongside them.

Leadership

The people in your corner.

Cost strategy, clinical expertise, claims support, and employee engagement under one roof. Select a name to read more.

President & CEO

Bill J. Schmaltz

Bill founded Employers Consulting Group to expose and eliminate the overspending so often buried in employer health plans, while delivering better benefits at a lower cost. His work in pharmacy cost management has made him a leading voice on how prescription drugs are really priced.

After high school Bill served in the United States Air Force, then earned his Bachelor of Science from Saint Louis University. He began his career at Boeing Military Aerospace, overseeing the cost of services contracted from British Aerospace and Rolls-Royce for the AV-8B Harrier. Before starting ECG he was a benefits consultant for a Fortune 500 payroll company, advising businesses on healthcare expenses, flexible spending accounts, HR, and 401(k) plans.

Bill co-authored the Amazon #1 bestseller Fixing American Healthcare and produced the documentaries It's Not Personal, It's Just Healthcare and Side Effects May Include.

Away from work: the St. Louis Cardinals, St. Louis CITY SC, cycling, travel, and time with family and Frito, a bossy rescue rat terrier. Unless the game is on.

Education
BS, Saint Louis University
Service
U.S. Air Force
Author
Fixing American Healthcare
Bill on LinkedIn ↗
VP of Employee Engagement

Eric Silverman

Eric joined ECG in 2024 and is widely known as a subject-matter expert, with more than 24 years of employee benefits experience. He is a contributing author to the Amazon best-selling employee benefits book Breaking Through the Status Quo.

Eric started his career as a college intern and quickly moved into management, focused on new business development: building partnerships and recruiting and developing the next generation of advisors. His attention to detail, customer service, ethics, and integrity have driven steady growth every year.

Originally from the Washington, D.C. area, Eric earned his bachelor's degree in marketing from Towson University. He's a devoted Baltimore Orioles fan, serves on his city's youth baseball board, and coaches Little League. He and his wife, Megan, have two children.

Experience
24+ years in benefits
Education
BS Marketing, Towson University
Author
Breaking Through the Status Quo
Chief Nursing Advisor & VP of Client Retention

Jessica Schmaltz

Jessica pairs her experience as an Advanced Practice Registered Nurse with creative insurance and benefit solutions for ECG clients. Her clinical expertise is central to our initial plan analysis, and again whenever a client needs help with a medical claims appeal.

She earned her bachelor's degree from Webster University and her Master's and Post-Master's degrees in Nursing from Saint Louis University. Jessica is a practicing Family Nurse Practitioner and a licensed insurance advisor for health, life, and disability.

Outside of work she enjoys time with her family, trying new restaurants, running in Forest Park, and watching documentaries.

Clinical
Family Nurse Practitioner (APRN)
Education
MSN & Post-MSN, Saint Louis University
Licensed
Health, life & disability
VP of Client Experience

Robin Williams

Robin is a seasoned claims specialist and has been an important part of the ECG team since 2016. She brings many years of experience as a benefits administrator and human resources specialist for both large and small businesses.

That background in plan administration and HR, combined with exceptional customer service, means clients get the best possible guidance and support throughout the claims process.

When she isn't helping clients, Robin enjoys gardening, traveling, and spending time with her family and Elvis, her rescue boxer-lab mix.

With ECG
Since 2016
Focus
Claims guidance & support
Background
Benefits administration & HR

National reach

A St. Louis firm with a national bench.

You work directly with our team. Behind us is a network of independent advisers across the country, sharing what's working for employers everywhere.

Map of the United States highlighting states with NextGen Benefits partner firms
NextGen Benefits partner firms across the U.S.
Member, NextGen Benefits Network

A national alliance of independent advisers

NextGen Benefits Network members are independent benefits advisers who reject the status quo of passive renewals. Members share strategies and results on pharmacy, direct care, and risk financing.

  • Partner firms in 20+ states
  • Shared playbooks on what's lowering costs right now
  • Specialists we can bring in when your plan needs them
About NextGen Benefits ↗

Let's talk

See what we'd find in your plan.

Start with the free Health Plan MRI, or book 30 minutes with Bill. Either way, you'll leave with a clearer picture of where your healthcare dollars are going.